Benefits and payments homepage
Take a look at the range of benefits and payments we have available.
Redundancy, health condition or disability or another reason you can’t work
Food, school costs, power, accommodation or other living expenses you need help with
You’ve had a relationship break-up, family breakdown or violent relationship end
Health and Disability
Counselling, prescription and GP costs, medical alarms and other costs we can help with
Travelling overseas, how to apply, payment rates and dates, overseas pensions, income and other info for Seniors
Caring for someone else’s child or someone with a health condition, injury or disability
Urgent or unexpected costs
Dental, glasses, car repairs, fridge, washing machine, funeral or other urgent costs you need help with
Childcare, school uniforms, stationery, having a baby and other costs if you have children
Fixing issues with Accommodation Supplement, Special Benefit and other payments we’ve made
16-19 year olds
Education, training, work and benefit help for 16-19 year olds
Benefits and forms
A-Z list of benefits, forms, benefit rates
Find out what services we can offer to help you find work and when you start a new job.
Looking for work
We have jobs available now in various industries and you can search on our job websites.
Help with your job search
From advice on making a plan, to tips on where to look and following up leads.
Training and experience
Our programmes can help you get ready for work with training and work experience.
Job Connect on Facebook
Find out how we can help you get ready to work, find work, and support available while you're working.
CVs and cover letters
We’ve got great templates and advice for writing your CV or cover letter, and filling out job applications.
Help with work costs
Get help to pay for the things you need to start work
Job support and advice
Get all the support and advice you need to stay in work.
Health and disability
If you want to work, we can support you to find the right job for you.
Start your own business
We can help you get your business up and running.
Get advice about how to prepare for and deliver a great interview.
Help for 16-19 year olds
We’ve got extra support for young people to get ready for work and find a job.
On a benefit homepage
Check out what you need to do when you're getting a benefit or other payment from us.
Address, contact details, overseas travel, childcare, relationship or anything else that’s changed.
Declare income, wages deduction calculator and tables
Change in your childcare situation, continue childcare payments, cohort entry schools and other childcare information
Re-apply for Jobseeker Support, Sole Parent Support, Temporary Additional Support and more
Check or stop your payments, payment cards and other information
Check your debt, repayments and other debt information
Rights and responsibilities
Our commitment to you, obligations, complaints, benefit fraud and more
Find out how we can help you with housing.
Nowhere to stay
Get help if you have nowhere to stay right now.
Find a house
Find out where to look for private housing, or apply for public (social) housing.
Living in your home
Get help with accommodation costs, and advice on any housing issues and public housing tenancies.
Find out how we can help if you’re moving house.
Youth Payment helps young people aged 16 or 17 who can't live with their parents or guardian and aren't supported by them or anyone else.
You may get Youth Payment if you:
- are 16 or 17
- have no dependent children
- are a New Zealand citizen or permanent resident
- normally live in New Zealand and intend to stay here.
You must also:
- be in, or available for either:
- full time education
- work-based learning leading towards an NCEA level 2 qualification, or an equivalent or higher qualification
- work with a Youth Service provider who will help you manage your money
- attend a budgeting course.
We know you may not be able to do some of these things due to COVID-19. We'll talk to you about this when you apply.
If you're single, you may get Youth Payment if you:
- have a parental support gap, or
- are divorced, or your civil union has been dissolved or you have separated from your de-facto partner.
You're in a relationship
If you're married, in a civil union or de facto relationship, you may get Youth Payment as long as you're not in a relationship with a specified beneficiary
A Family Court Judge must consent to your relationship. You'll need to show us the court order from the Family Court Judge.
Before 14 August 2018, we accepted written consent from the parents of the 16-17 year old. If you've already given the parents' consent to us before then, we can still use it. You don't need to get consent from a Family Court Judge.
Parental support gap
You are considered to have a parental support gap if:
- you have left the care of Oranga Tamariki - Ministry for Children, or
- your parents or guardian can't support you. This could be because they are in prison, in hospital, deceased, or overseas, or
- your relationship with your parents or guardians has broken down and no one can support you financially, or
- there is a good reason why you can no longer live with your parents or guardian, or be supported by them or anyone else.
You would not be considered to have a parental support gap if you have the option of living with a parent or guardian but choose not to without a good and sufficient reason.
When you apply for a Youth Payment we usually discuss your situation with your parents or caregivers. There are some circumstances when this won't happen, eg if you are married or in a civil union.
Education & Training
Most young people are better off if they finish their education or are in training for future work. When you apply, we'll call you to talk about what education or training you'll return to, start or continue doing.
This depends on your current circumstances.
When you get Youth Payment we'll automatically pay you the Winter Energy Payment for heating your home over the winter months.
Find out if you might get this benefit, and what other financial assistance may be available to you.
You can apply online through MyMSD. We'll check to see if you can get any other help from us based on the answers you give in your application.
If you get a benefit from us, you need to keep us up-to-date with any changes that might affect what you're entitled to or how much you get paid.
If you get a benefit or payment from us you probably have to tell us if you get any extra income. But it depends on the benefits you get.
You can estimate how much will be deducted from your payment if you earn wages while receiving a benefit from us.