We can help you get ready to apply and find the right job for you. We can even help you while you're working.
Get ready to work
You can get training, help with CVs and cover letters, and advice for job interviews.
Find out what jobs are available, which job is best for you and how you can plan your career.
Whether you've just started a job or need some help at work, we've got your back.
Lost your job
We'll help you get ready to find a new job and support you while you're between jobs.
Start your own business
Get help to plan and set up a successful business or be a self-employed contractor.
Take a look at the range of benefits and payments we have available.
Redundancy, health condition or disability or another reason you can’t work
Food, school costs, power, accommodation or other living expenses you need help with
You’ve had a relationship break-up, family breakdown or violent relationship end
Health and Disability
Counselling, prescription and GP costs, medical alarms and other costs we can help with
Travelling overseas, how to apply, payment rates and dates, overseas pensions, income and other info for Seniors
Caring for someone else’s child or someone with a health condition, injury or disability
Urgent or unexpected costs
Dental, glasses, car repairs, fridge, washing machine, funeral or other urgent costs you need help with
Childcare, school uniforms, stationery, having a baby and other costs if you have children
Moving to New Zealand
Payments you can get from us, settling into NZ, overseas pensions and more.
Benefits and forms
A-Z list of benefits, forms, benefit rates
Check out what you need to do when you're getting a benefit or other payment from us.
Address, contact details, overseas travel, childcare, relationship or anything else that’s changed.
Declare income and income deduction tables
Change in your childcare situation, continue childcare payments, cohort entry schools and other childcare information
Going on holiday or going to live overseas
Re-apply for Jobseeker Support, Sole Parent Support, Temporary Additional Support and more
Check or stop your payments, payment cards and other information
Check your debt, repayments and other debt information
Rights and responsibilities
Our commitment to you, obligations, complaints, benefit fraud and more
Find out how we can help you with housing.
Nowhere to stay
Get help if you have nowhere to stay right now.
Find a house
Find out where to look for private housing, or apply for public (social) housing.
Living in your home
Get help with accommodation costs, and advice on any housing issues and public housing tenancies.
Find out how we can help if you’re moving house.
Read some of our housing information in other languages.
Youth Payment helps young people aged 16 or 17 who can't live with their parents or guardian and aren't supported by them or anyone else.
You may get Youth Payment if you:
- are 16 or 17
- have no dependent children
- are a New Zealand citizen or permanent resident
- normally live in New Zealand and intend to stay here.
You must also:
- be in, or available for either:
- full time education
- work-based learning leading towards an NCEA level 2 qualification, or an equivalent or higher qualification
- work with a Youth Service provider who will help you manage your money
- attend a budgeting course.
We know you may not be able to do some of these things due to COVID-19. We'll talk to you about this when you apply.
If you're single, you may get Youth Payment if you:
- have a parental support gap, or
- are divorced, or your civil union has been dissolved or you have separated from your de-facto partner.
You're in a relationship
If you're married, in a civil union or de facto relationship, you may get Youth Payment as long as you're not in a relationship with a specified beneficiary
A Family Court Judge must consent to your relationship. You'll need to show us the court order from the Family Court Judge.
Before 14 August 2018, we accepted written consent from the parents of the 16-17 year old. If you've already given the parents' consent to us before then, we can still use it. You don't need to get consent from a Family Court Judge.
Parental support gap
You are considered to have a parental support gap if:
- you have left the care of Oranga Tamariki - Ministry for Children, or
- your parents or guardian can't support you. This could be because they are in prison, in hospital, deceased, or overseas, or
- your relationship with your parents or guardians has broken down and no one can support you financially, or
- there is a good reason why you can no longer live with your parents or guardian, or be supported by them or anyone else.
You would not be considered to have a parental support gap if you have the option of living with a parent or guardian but choose not to without a good and sufficient reason.
When you apply for a Youth Payment we usually discuss your situation with your parents or caregivers. There are some circumstances when this won't happen, eg if you are married or in a civil union.
Education & Training
Most young people are better off if they finish their education or are in training for future work. When you apply, we'll call you to talk about what education or training you'll return to, start or continue doing.
This depends on your current circumstances.
When you get Youth Payment we'll automatically pay you the Winter Energy Payment for heating your home over the winter months.
Find out if you might get this benefit, and what other financial assistance may be available to you.
You can apply online through MyMSD. We'll check to see if you can get any other help from us based on the answers you give in your application.