Definitions of terms for NZ Super clients
Definitions of terms used for clients applying for New Zealand Superannuation
Benefits and pensions
For the purposes of transferring to New Zealand Superannuation from a benefit the following benefits are included:
Relationships and New Zealand Superannuation
We need to know if you have a partner and some information about them, even if they are not being included in your NZ Super. This is so we can pay the right rate and work out whether your partner may be entitled to an overseas pension which could affect your rate of payment.
A partner is your husband or wife, your civil union partner, or a person of the same or opposite sex with whom you have a de facto relationship.
A de facto relationship is a relationship between two people who are:
- committed to each other emotionally
- financially interdependent and
- not legally married or in a civil union, but are living in the nature of marriage or civil union.
If your partner doesn’t qualify for their own New Zealand Superannuation you may want to include them, eg if they're under 65 and financially dependent on you. If your partner is included, your NZ Super becomes income tested and you both receive payments. Any income that either you or your partner are able to receive, including any overseas pension that you or your partner may be entitled to, could affect how much we pay you.
If you’re unsure about whether we’d consider you to be in a relationship, or how a relationship may affect your NZ Super, you can call us on 0800 552 002 and we’ll help you work it out.