How much you can get for NZ Super
New Zealand Superannuation (NZ Super) is paid fortnightly on a Tuesday. How much you get depends on your situation and what tax code you use.
Payment rates may be different if:
- you live overseas, or
- your partner is included in your payment.
Your partner is included in your payment
If you get an overseas pension, this could affect your NZ Super payments. Talk to us about how this could affect your payments.
If you or your partner get other income as well as NZ Super, it may change the tax code you use. This means you could get less for your NZ Super payments, it depends what tax code you're on.
Increases to NZ Super
NZ Super rates increase every year on 1 April to adjust to changes in the average wage. Any information about this increase, or any other changes to our payment rates, will always be communicated here on the Work and Income website.
Your tax code
NZ Super is a taxable payment. The amount of tax you pay depends on the tax code you use.
If you only get NZ Super, your tax code will probably be 'M'. If you get other income as well, it may be a different tax code.
If you need help working out what tax code you should use, go to the Inland Revenue website to look at what tax code you should use.
What tax code should I use? (Inland Revenue)external
If you've changed your tax code, you need to let us know. You can do this by filling out our 'Change tax code' form online.
Payment rate if you're single
How much you get depends on your living situation and what tax code you use. Payments are fortnightly.
| Your living situation | Before tax (gross) | M | S (17.5%) | SH (30%) | ST (33%) | SA (39%) |
|---|---|---|---|---|---|---|
|
Live alone or with a dependent child |
$1,294.74 | $1,110.30 | $1,068.30 | $906.54 | $867.72 | $790.08 |
|
Live with someone who's either:
|
$1,191.14 | $1,024.90 | $982.90 | $834.14 | $798.44 | $727.04 |
Payment rate if you have a partner
How much you get depends on who meets the criteria for NZ Super and what tax code you use. Payments are fortnightly.
| Your situation | Before tax (gross) | M | S (17.5%) | SH (30%) | ST (33%) | SA (39%) |
|---|---|---|---|---|---|---|
|
Both you and your partner meet the criteria for NZ Super |
$984.28 each | $854.08 each | $812.08 each | $689.08 each | $659.56 each | $600.52 each |
| Only one of you meets the criteria for NZ Super | $984.28 | $854.08 | $812.08 | $689.08 | $659.56 | $600.52 |
If you don't see your situation in the table, there are non-standard rates under the heading 'NZ Super and Veteran's Pension' on our page: