Social Security Agreement with Denmark - living in Denmark

Who can get NZ Super or Veteran's Pension

You may be able to get NZ Super or Veteran's Pension while you're living in Denmark if you:

• meet the criteria for NZ Super or Veteran's Pension. However you will be ordinarily resident in Denmark instead of NZ when you apply
• are in New Zealand or Denmark when you apply, and
• intend to be ordinarily resident in Denmark for at least 26 weeks from when you apply.

You need to have lived in New Zealand for a certain amount of time to get NZ Super or Veteran's Pension. If you haven't, you may be able to use your Danish residence to meet this criteria. To use your Danish residence, you must have lived in NZ continuously for at least 1 year from age 20.

Who can get Supported Living Payment

You may be able to get Supported Living Payment for a health condition, injury or disability while you're living in Denmark if you:

• meet the criteria for Supported Living Payment. However you will be ordinarily resident in Denmark instead of NZ when you apply
• are 21 or older
• are in New Zealand or Denmark when you apply, and
• intend to be ordinarily resident in Denmark for at least 26 weeks from when you apply.

You need to have lived in New Zealand for a certain amount of time to get Supported Living Payment. If you haven't, you may be able to use your Danish residence to meet this criteria. To use your Danish residence, you must have lived in NZ continuously for at least 1 year from age 20.

Who can get Sole Parent Support for widows or widowers

You may be able to get Sole Parent Support as a widow or widower while you're living in Denmark if you:

• meet the criteria for Sole Parent Support. However you will be ordinarily resident in Denmark instead of NZ when you apply
• are 21 or older
• are the parent of one or more dependent children whose other parent is deceased
• are in New Zealand or Denmark when you apply, and
• intend to be ordinarily resident in Denmark for at least 26 weeks from when you apply.

You need to have lived in New Zealand for a certain amount of time to get Sole Parent Support. If you haven't, you may be able to use your Danish residence to meet this criteria. If you're applying for this benefit as a widow, you may also be able to use your late partner's Danish residence. 

To use your or your late partner's Danish residence, you must have lived in NZ continuously for at least 1 year from age 20. 

Who can get Danish payments

You may be able to get Danish payments while you're living in Denmark. These are the:

• Old Age Pension
• Anticipatory Pension
• Disability Benefit
• Labour Market Supplementary Pension.

You may need to have lived in Denmark for a certain amount of time to get a Danish  payment. If so, you may be able to use periods of residence in New Zealand to meet this criteria.

Udbetaling Danmark decides who can get these Danish payments.

How to apply for NZ payments

How you apply depends on if you're applying from NZ or Denmark.

Applying from NZ

You need to contact International Services at least 4 weeks before you leave NZ.

They will book an appointment for you to come in and see us. At the appointment, you and your partner (if you have one) will complete an application form. This includes questions about your residence in NZ.

We'll ask you to bring these documents to the appointment:

• your passport
• another form of ID, e.g:
  • birth certificate
  • driver's licence
  • marriage certificate
• proof of NZ residency
• your travel itinerary or tickets
• bank account details for the account you want your payments to go into
• any documentation that shows your intent to live in Denmark, e.g. an accommodation agreement.

You may need to bring other documents, we'll let you know when you call us.

Applying from Denmark

You need to contact Udbetaling Danmark.

You and your partner (if you have one) will need to complete an application form and provide proof of the time you lived in NZ.

This proof can include:

• testimonials
• work references, and
• letters from neighbours and friends.

You'll also need to provide the following documents:

• proof of your identity, e.g:
  • birth certificate
  • passport
  • driver's licence, or
  • marriage certificate
• proof of NZ residency
• bank account details for the account you want your payments to go into, e.g:
  • bank statement
  • deposit slip.

How to apply for Danish payments

You need to apply for Danish payments when you're in Denmark. Contact Udbetaling Danmark to apply for these payments.

New Zealand payments

If your NZ payments are made to a Danish bank account, the amount you get will change each month. This is because it depends on the exchange rate used to convert your payment from NZ dollars to Danish krona.

New Zealand Superannuation and Veteran's Pension

How much you get is based on the number of months you lived in NZ from age 20. 

If you're born:

• before 31 March 1936, contact us to find out how much you could get.
• after 31 March 1936, we work out how much you could get using the steps below.

Step 1: Confirm the number of months you've lived in New Zealand from age 20.

Step 2: Divide this number by 540.

Step 3: Take that answer and:

• if you're single, multiply it by $1,153.60 (the single fortnightly gross rate we use), or
• if you have a partner, multiply it by either:
  • $1,905.88 if both you and your partner qualify for NZ Super or Veteran's Pension (the couple fortnightly gross rate for this situation), or
  • $952.94 if you only you qualify for NZ Super or Veteran's Pension (the couple fortnightly gross rate for this situation).

For example, you're single and you've lived in NZ for 240 months (20 years) from age 20. Divide 240 by 540 which is 0.44. Then multiply this by the single gross rate of $1,153.60. That gives a fortnightly payment of $507.58 gross.

Supported Living Payment or Sole Parent Support

Supported Living Payment and Sole Parent Support are paid at the net rate.

How much you get depends on how many months you've lived in NZ from age 20.

If you lived in New Zealand for:

• 300 months (25 years) or more from age 20, you will get the maximum Supported Living Payment rate or Sole Parent Support rate
• less than 300 months (25 years) from age 20, you will get an amount that's based on the number of months. Contact us if you want information about how much you could get in this situation.

If you have any other income, this will also affect your payments.

Danish payments

Udbetaling Danmark decides how much you will be paid. For more information, contact Udbetaling Danmark.

You can choose to have your payment made:

• to an overseas bank account every 4 weeks, or
• to a NZ bank account every 2 weeks.

If they go to an overseas bank account, we'll pay the initial cost of transferring the funds. You must pay for any other costs that your bank charges.

If they go to a NZ bank account, you must pay the cost of any transfers overseas.

Taxes

For information about your tax obligations, contact the tax authorities in the relevant countries.

NZ Super or Veteran's Pension

Payment will usually start from the date of your application or the entitlement date. It will be whichever is later.

Supported Living Payment or Sole Parent Support

There may be a stand-down period before we can pay you.

What type of form we'll send you and how often we send it depends on what NZ payment you get.

You get NZ Super or Veteran's Pension

If you get NZ Super or Veteran's Pension, we'll send you life certificates every 12 months.

In some cases, we'll send you a life certificate every 6 months, e.g. if:

• you use an agent,
• your NZ Super or Veteran's Pension payments are made to a New Zealand bank account, or
• you're over 80.

You need to return the life certificate within 8 weeks otherwise your payments will stop.

You get Supported Living Payment or Sole Parent Support

If you get Supported Living Payment or Sole Parent Support, we'll send you a renewal form every 12 months.

You need to return the renewal form within 8 weeks otherwise your payments will stop.

Before you leave Denmark you need to contact:

• our International Services team, and
• Udbetaling Danmark, if you get a Danish payment.

Below are details of what will happen to your NZ payments. Our International Services team will talk you through this when you call and tell you what you need to do.

Talk to Udbetaling Danmark for information about what will happen to your Danish payment.

Temporarily visiting another country

If you're going to visit another country for 26 weeks or less, your payments will continue while you're away.

If you're going to visit another country for more than 26 weeks, your payments will stop from the date you leave Denmark. You may have a debt which you'll need to repay.

Moving to another country

NZ has a Social Security Agreement (SSA) with 11 countries. If you move to one of these countries, you'll need to re-apply for your NZ payment under the relevant agreement.

One of the countries NZ has a SSA with is the United Kingdom (UK). If you're moving to the UK, you can't get a NZ payment. You may be able to get a UK payment instead under the UK Social Security Agreement.

If you move to a country that doesn't have a SSA with NZ, your New Zealand payment will stop.

Returning to NZ temporarily

If you return to New Zealand for 26 weeks or less, you'll get the same rate of payment you were getting in Denmark.

Returning to NZ permanently

If you return to New Zealand permanently, you may be paid the full NZ rate less any payment you get from Denmark or another country.

You need to contact us when you return to NZ so we can assess your payments.

You still need to tell us about any changes to your circumstances while you're living in Denmark. These changes may affect your payments. You also need to tell Udbetaling Danmark about these changes.

These changes could include:

• entering a relationship, or
• moving address.