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Work homepage
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Overview
We can help you get ready to apply and find the right job for you. We can even help you while you're working.
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Get ready to work
You can get training, help with CVs and cover letters, and advice for job interviews.
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Find jobs
Find out what jobs are available, which job is best for you and how you can plan your career.
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Working
Whether you've just started a job or need some help at work, we've got your back.
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Lost your job
We'll help you get ready to find a new job and support you while you're between jobs.
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Start your own business
Get help to plan and set up a successful business or be a self-employed contractor.
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Benefits and payments homepage
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Overview
Take a look at the range of benefits and payments we have available.
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Not working
Redundancy, health condition or disability or another reason you can’t work
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Living expenses
Food, school costs, power, accommodation or other living expenses you need help with
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Relationship changes
You’ve had a relationship break-up, family breakdown or violent relationship end
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Health and Disability
Counselling, prescription and GP costs, medical alarms and other costs we can help with
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Seniors
Travelling overseas, how to apply, payment rates and dates, overseas pensions, income and other info for Seniors
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Caring
Caring for someone else’s child or someone with a health condition, injury or disability
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Urgent or unexpected costs
Dental, glasses, car repairs, fridge, washing machine, funeral or other urgent costs you need help with
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Children
Childcare, school uniforms, stationery, having a baby and other costs if you have children
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Moving to New Zealand
Payments you can get from us, settling into NZ, overseas pensions and more.
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Benefits and forms
A-Z list of benefits, forms, benefit rates
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On a benefit homepage
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Overview
Check out what you need to do when you're getting a benefit or other payment from us.
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Something's changed
Address, contact details, overseas travel, childcare, relationship or anything else that’s changed.
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Income
Declare income and income deduction tables
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Childcare
Change in your childcare situation, continue childcare payments, cohort entry schools and other childcare information
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Going overseas
Travelling or moving overseas may affect your payments.
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Re-apply, review or renew
Re-apply for a payment, review circumstances, renew medical certificate and more
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Payments
Check or stop your payments, payment cards and other information
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Debt
Check your debt, repayments and other debt information
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Rights and responsibilities
Our commitment to you, obligations, complaints, benefit fraud and more
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Housing homepage
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Overview
Find out how we can help you with housing.
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Nowhere to stay
Get help if you have nowhere to stay right now.
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Find a house
Find out where to look for private housing, or apply for public (social) housing.
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Living in your home
Get help with accommodation costs, and advice on any housing issues and public housing tenancies.
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Moving house
Find out how we can help if you’re moving house.
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Important changes if you don’t meet your obligations
23 September 2025.
From 20 October 2025 the traffic light system is expanding. Some clients who don't meet their obligations may be given Report Job Search or Upskilling activities.
The vast majority (over 98%) of our clients are doing the right thing and meeting their obligations. They’re at green in the traffic light system.
If you don’t meet your obligations for the first time, and you don’t have a good reason, your benefit may be reduced by 50%. This is a sanction, or consequence, for not doing what’s required to get your benefit.
Report Job Search and Upskilling activities
From 20 October 2025, if you're at the red traffic light, and depending on your situation, you may have one of these sanctions instead of having your benefit reduced:
- Report Job Search – this means you'll need to do, then record, at least 3 suitable job search activities in MyMSD, for 4 weeks. Introduced from 20 October.
- Upskilling – you'll need to do and then record at least 5 hours of employment-related training programmes or courses each week, for 4 weeks. Introduced from 20 October.
- Community Work Experience - you'll need to get a position at a community or voluntary organisation for at least 5 hours a week, for 4 weeks.
- Money Management - you'll need to have 50% of your benefit go onto a payment card that you can use at approved stores. The other 50% of your benefit will keep being paid into your bank account.
These will only apply to you if you have dependent children or a 'dedicated case manager' – your case manager will find out more about your situation during an appointment. Each non-financial sanction has different criteria and your circumstances will be taken into consideration.
Getting back on track
If you haven't met your obligations (e.g. missed a seminar or appointment), get in touch with us straight away. We'll let you know what you need to do to get back on track.