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Work homepage
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Overview
We can help you get ready to apply and find the right job for you. We can even help you while you're working.
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Get ready to work
You can get training, help with CVs and cover letters, and advice for job interviews.
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Find jobs
Find out what jobs are available, which job is best for you and how you can plan your career.
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Working
Whether you've just started a job or need some help at work, we've got your back.
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Lost your job
We'll help you get ready to find a new job and support you while you're between jobs.
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Start your own business
Get help to plan and set up a successful business or be a self-employed contractor.
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Benefits and payments homepage
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Overview
Take a look at the range of benefits and payments we have available.
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Not working
Redundancy, health condition or disability or another reason you can’t work
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Living expenses
Food, school costs, power, accommodation or other living expenses you need help with
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Relationship changes
You’ve had a relationship break-up, family breakdown or violent relationship end
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Health and Disability
Counselling, prescription and GP costs, medical alarms and other costs we can help with
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Seniors
Travelling overseas, how to apply, payment rates and dates, overseas pensions, income and other info for Seniors
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Caring
Caring for someone else’s child or someone with a health condition, injury or disability
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Urgent or unexpected costs
Dental, glasses, car repairs, fridge, washing machine, funeral or other urgent costs you need help with
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Children
Childcare, school uniforms, stationery, having a baby and other costs if you have children
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Moving to New Zealand
Payments you can get from us, settling into NZ, overseas pensions and more.
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Benefits and forms
A-Z list of benefits, forms, benefit rates
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On a benefit homepage
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Overview
Check out what you need to do when you're getting a benefit or other payment from us.
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Something's changed
Address, contact details, overseas travel, childcare, relationship or anything else that’s changed.
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Income
Declare income and income deduction tables
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Childcare
Change in your childcare situation, continue childcare payments, cohort entry schools and other childcare information
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Going overseas
Travelling or moving overseas may affect your payments.
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Re-apply
Re-apply for Jobseeker Support, Sole Parent Support, Temporary Additional Support and more
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Payments
Check or stop your payments, payment cards and other information
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Debt
Check your debt, repayments and other debt information
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Rights and responsibilities
Our commitment to you, obligations, complaints, benefit fraud and more
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Housing homepage
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Overview
Find out how we can help you with housing.
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Nowhere to stay
Get help if you have nowhere to stay right now.
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Find a house
Find out where to look for private housing, or apply for public (social) housing.
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Living in your home
Get help with accommodation costs, and advice on any housing issues and public housing tenancies.
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Moving house
Find out how we can help if you’re moving house.
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Other languages
Read some of our housing information in other languages.
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Rental income
If you get rental income you need to let us know. The amount you get will affect your benefit. If you don't tell us we may not pay you enough. Or we may pay you too much and you'll have to pay the debt back.
What is this?
If you own a rental property or are renting out a room, you can use some of the rent money for certain expenses without it affecting your benefit. These expenses include:
- interest payments earned on the money borrowed to buy the property
- rates
- house insurance
- fees and commission if a property manager or agent is used
- repairs and maintenance
- other fees eg bank administration fees for the mortgage, tenancy agreement costs, any valuation required by your bank, accounting fees.
How to tell us
The easiest way to tell us about your rental income payments is online, using MyMSD.
- If you've already told us about your rental income, it will show in MyMSD and you can change this from the home screen.
- If you haven't told us about your rental income yet, you need to select 'Declare wages' and then 'Change other income'.
You need to tell us:
- how much the payment is before tax
- when you're paid
- how often you get this payment.
The amount you declare will continue every week until you let us know it has stopped or changed.
Keep us up to date
If you don't tell us, we'll keep paying you the same benefit week after week. This could be too little or too much, and you could get into debt.
How your benefit will be affected
You can check how your income will affect your benefit using the income deduction tables.
Contact
If you can't use our online services, need more information or want to discuss this in more detail contact us