Special Needs Grant

A Special Needs Grant is a one-off payment to help you pay an essential or emergency cost if you can't pay it another way.

Who can get it

You may be able to get a Special Needs Grant if you:

  • have a cost you cannot pay for that's either:
    • immediate and essential, or
    • an emergency
  • have no other way to pay for this cost
  • either:
    • are a New Zealand citizen
    • are a permanent resident, or
    • have a residence class visa
  • normally live in New Zealand and intend to stay here.

When you have an emergency cost, we'll also look at:

  • whether you knew the cost was going to come up
  • whether you could have covered the cost yourself
  • how the Special Needs Grant will help your situation.

There may also be extra criteria you need to meet depending on the essential or emergency cost you apply for.

It may also depend on:

  • how much you and your partner earn
  • any money or cash assets you and your partner have.

Cash assets 

The following income and cash asset limits apply :

Current income limits

If you are: Weekly income before tax is less than
Single and 16 to 17 years old $879.17
Single and 18 years old or over $1,010.41
Couple (with or without children) $1,467.61
Sole parent with 1 child $1,226.09
Sole parent with 2 or more children $1,291.75

Asset limits

These don't include the things you need for day-to-day living, e.g. your home, car, and some payments after a severe weather event. They do include things like money in the bank, or a second property.

If you are: Your assets are worth less than
Single $1,411.22
Couple (with or without children) or sole parent $2,351.46

Food

We may be able to help you if you have no other way to pay for food eg, no money in the bank and no cash assets.

Cash assets

Food

What you can get

How much you get depends on your situation and what you need help with.

Essential costs could include things like:

  • driver licence
  • bedding
  • dental treatment
  • food
  • health travel costs
  • effluent treatment system maintenance and repair
  • laser therapy to remove birthmarks
  • vasectomies
  • wigs and hairpieces
  • breast pump if you can't breastfeed because you or your baby have health issues.

Emergency costs could include things like:

  • ambulance fees
  • medical treatment
  • medical equipment
  • water tank refill.

How to apply

You need to call us on 0800 559 009

We'll talk with you to understand your situation and how we can help. We'll let you know what information you need to provide and how to get this to us.

What happens next

If your application is approved, we'll give you a payment card (if you don't already have one) and load the money onto it. We'll talk to you about how to get this to you.

You have 7 days to spend the money before it expires.

Using your payment card

A payment card is like an Eftpos card and you can use it at any supermarket or store that accepts them.

You can login to MyMSD to see how much you have left on your payment card and when it expires.

Find out more about MyMSD

Once you've used your payment card, keep it. You can use it again if you need help from us in the future.