Getting other income

You may be getting an overseas pension or you might still be working part-time of full-time when you start getting your NZ Super or Veteran's Pension.

Information

You can still get your NZ Super while you're working or getting other income. It may affect the amount of income tax you have to pay.

Overseas pensions

  • If you've lived overseas you need to tell us as you may be entitled to overseas Government pensions or benefits.
  • You need to apply for overseas pensions as the amount you're entitled to is likely to be deducted from your New Zealand Superannuation.

Working full-time or part-time

You can still get your New Zealand Superannuation while you're working or getting other income. This may affect the amount of income tax you have to pay on your combined income.

If you have a spouse or partner who doesn't qualify for their own New Zealand Superannuation, you can choose to include them in your payments. If you do this, any other income either of you earn could affect how much you get.

From 9 November 2020 we won’t be accepting any new applications to include your partner in your payments. Find out about these changes here.

We can help you work out whether it is to your financial advantage to include your partner or not.

  • If your spouse or partner is included in your payments, you can earn up to $115 (before tax) a week between you, before your New Zealand Superannuation is affected.
  • If you earn more than $115 (before tax) a week your payments are reduced by 70 cents for every dollar of income over $115 (before tax).

For more information on including a spouse or partner in your New Zealand Superannuation, please contact the New Zealand Superannuation contact centre.

For more information on tax and your New Zealand Superannuation:

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Call us if you need any more information