Changes to residency rules for NZ Super coming

16 November 2021.

Parliament has passed a bill that, over time, means people will have to have lived longer in New Zealand before they qualify for NZ Super or Veteran’s Pension.

The New Zealand Superannuation and Retirement Income (Fair Residency) Amendment Act will affect both New Zealanders who have lived overseas for extended periods and migrants.

Currently people need to have lived in New Zealand for at least 10 years after age 20. Starting in July 2024, this residency period will gradually increase to 20 years by July 2042. People will still need to have lived in New Zealand, the Cook Islands, Niue or Tokelau (or a combination of these) for at least 5 years since they turned 50.

The additional years of residency required under the Fair Residency Act can be made from residency in New Zealand, the Cook Islands, Niue or Tokelau (or a combination of these).

Check the table below to see how this may impact you:

Time lived in NZ to qualify (after age 20)

Birth date

Age as at 30 June 2024

Residence requirement

On or before 30 June 1959

65 +

10 years

Between 1 July 1959 and 30 June 1961 (inclusive)

63-64

11 years

Between 1 July 1961 and 30 June 1963 (inclusive)

61-62

12 years

Between 1 July 1963 and 30 June 1965 (inclusive)

59-60

13 years

Between 1 July 1965 and 30 June 1967 (inclusive)

57-58

14 years

Between 1 July 1967 and 30 June 1969 (inclusive)

55-56

15 years

Between 1 July 1969 and 30 June 1971 (inclusive)

53-54

16 years

Between 1 July 1971 and 30 June 1973 (inclusive)

51-52

17 years

Between 1 July 1973 and 30 June 1975 (inclusive)

49-50

18 years

Between 1 July 1975 and 30 June 1977 (inclusive)

47-48

19 years

On or after 1 July 1977

46 and under

20 years

People will continue to get NZ Super from age 65

There is no change to the age people can start to receive NZ Super or Veteran’s Pension (65), or the amount of money people receive.

People already getting NZ Super or Veteran’s Pension aren’t affected by the Fair Residency Act.

You can find out more about NZ Super and Veterans Pension payment here.